{
  "last_updated": "2026-10-16",
  "currency": "USD",
  "notes": "Fees modeled for US domestic card sales. 'verified' = value read on official page/docs on date_checked. 'unverified' = could not be confirmed on an official source; shown as an estimate.",
  "platforms": [
    {"id":"skool","name":"Skool","affiliate_url":"TODO_AFFILIATE_SKOOL","plans":[
      {"plan":"Hobby","monthly_fee":9,"annual_monthly_equiv":null,"pct_fee":10.0,"fixed_fee":0.30,"price_status":"unverified","fee_status":"verified","source_url":"https://help.skool.com/article/86-subscriptions-faq","date_checked":"2026-10-16","notes":"Fee 10% + $0.30 all transactions (help center, incl. $9 -> $7.80 payout example). $9/mo plan price not readable on skool.com/pricing (JS-rendered) - unverified."},
      {"plan":"Pro","monthly_fee":99,"annual_monthly_equiv":null,"pct_fee":2.9,"fixed_fee":0.30,"price_status":"unverified","fee_status":"verified","source_url":"https://help.skool.com/article/86-subscriptions-faq","date_checked":"2026-10-16","notes":"2.9% + $0.30 up to $899; 3.9% + $0.30 above $900 (modeled). $99/mo plan price unverified on official page."}
    ]},
    {"id":"kajabi","name":"Kajabi","affiliate_url":"TODO_AFFILIATE_KAJABI","plans":[
      {"plan":"Basic","monthly_fee":179,"annual_monthly_equiv":143,"pct_fee":2.9,"fixed_fee":0.30,"price_status":"verified","fee_status":"verified","source_url":"https://kajabi.com/pricing","date_checked":"2026-10-16","notes":"Kajabi Payments US rate. No platform revenue share. 3rd-party processor adds 2%."},
      {"plan":"Growth","monthly_fee":249,"annual_monthly_equiv":199,"pct_fee":2.8,"fixed_fee":0.30,"price_status":"verified","fee_status":"verified","source_url":"https://kajabi.com/pricing","date_checked":"2026-10-16","notes":"Kajabi Payments US rate. 3rd-party processor adds 1%."},
      {"plan":"Pro","monthly_fee":499,"annual_monthly_equiv":399,"pct_fee":2.7,"fixed_fee":0.30,"price_status":"verified","fee_status":"verified","source_url":"https://kajabi.com/pricing","date_checked":"2026-10-16","notes":"Kajabi Payments US rate. 3rd-party processor adds 0.5%."}
    ]},
    {"id":"whop","name":"Whop","affiliate_url":"TODO_AFFILIATE_WHOP","plans":[
      {"plan":"Pay-as-you-go","monthly_fee":0,"annual_monthly_equiv":null,"pct_fee":2.7,"fixed_fee":0.30,"price_status":"verified","fee_status":"verified","source_url":"https://docs.whop.com/fees","date_checked":"2026-10-16","notes":"Domestic cards. +1.5% intl cards, +1% FX; optional orchestration 0.8%, billing 0.5%, tax 2%; payout fees extra."}
    ]},
    {"id":"stan","name":"Stan Store","affiliate_url":"TODO_AFFILIATE_STAN","plans":[
      {"plan":"Creator","monthly_fee":29,"annual_monthly_equiv":25,"pct_fee":2.9,"fixed_fee":0.30,"price_status":"verified","fee_status":"unverified","source_url":"https://help.stan.store/article/31-creator-vs-creator-pro","date_checked":"2026-10-16","notes":"$29/mo or $300/yr, 0% platform fee. Processing fee not stated officially; 2.9% + $0.30 (Stripe standard) is an ESTIMATE."},
      {"plan":"Creator Pro","monthly_fee":99,"annual_monthly_equiv":79,"pct_fee":2.9,"fixed_fee":0.30,"price_status":"verified","fee_status":"unverified","source_url":"https://help.stan.store/article/31-creator-vs-creator-pro","date_checked":"2026-10-16","notes":"$99/mo or $948/yr, 0% platform fee. Processing fee ESTIMATE."}
    ]},
    {"id":"teachable","name":"Teachable","affiliate_url":"TODO_AFFILIATE_TEACHABLE","plans":[
      {"plan":"Starter","monthly_fee":39,"annual_monthly_equiv":29,"pct_fee":10.4,"fixed_fee":0.30,"price_status":"verified","fee_status":"unverified","source_url":"https://teachable.com/pricing","date_checked":"2026-10-16","notes":"7.5% transaction fee verified; plus processing fee ESTIMATED at 2.9% + $0.30 (unverified) = 10.4% + $0.30."},
      {"plan":"Builder","monthly_fee":89,"annual_monthly_equiv":69,"pct_fee":2.9,"fixed_fee":0.30,"price_status":"verified","fee_status":"unverified","source_url":"https://teachable.com/pricing","date_checked":"2026-10-16","notes":"0% transaction fee verified; processing ESTIMATE 2.9% + $0.30."},
      {"plan":"Growth","monthly_fee":189,"annual_monthly_equiv":139,"pct_fee":2.9,"fixed_fee":0.30,"price_status":"verified","fee_status":"unverified","source_url":"https://teachable.com/pricing","date_checked":"2026-10-16","notes":"0% transaction fee verified; processing ESTIMATE 2.9% + $0.30."}
    ]}
  ],
  "changelog": [
    {"date":"2026-10-16","platform":"All","change":"Initial baseline snapshot recorded by PlatformMath. Future changes are logged against this baseline.","source_url":""}
  ]
}